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Another important area to cover when creating privacy policies is what types of personal information about third parties are allowed to collect from users. A good policy will specifically state if the company will share clients’ email addresses or other identifiable information with outside parties. The Electronic Communications Privacy Act also requires that any company that collects electronic communications take steps to protect such information from being used in unfair or deceptive ways. In addition, the Fair Credit Reporting Act requires that all companies who provide credit reporting use fair and accurate procedures for investigating and maintaining the credit report of each individual. These laws were put in place to ensure that consumers are able to obtain accurate and up-to-date reports from credit reporting agencies.